WohlstandsVorsorge FL

Fondsgebundene Lebensversicherung

Wenn aus Ruhestandsplanung - Wohlstandsplanung wird. Mit der WohlstandsVorsorge bieten wir eine fondsgebundene, transparente und investmentstarke Lebensversicherung für Liechtensteiner.

Details

  • Monatliche Prämie ab 50 CHF
  • Einmalprämie ab 2.000 CHF
  • Zuzahlungen ab 100 CHF
  • Freie Fondsauswahl
  • Fondswechsel jederzeit möglich
  • Mindesttodesfallleistung
  • Flexible Todesfallleistung von bis zu 200% der Beitragssumme
  • Transparente Fondswertmitteilung

Advantages

  • enorme Flexibilität: Entnahmen, Zuzahlungen, Beitragspausen, Investmentanpassungen
  • Zugriff auf alle Vertragsdaten im Online-Portal
  • Vererbbarkeit
  • Verpfändbarkeit
  • Direkte Beteiligung an der Wertentwicklung der Fonds
  • 50 CHF Startguthaben im Treuefonds

PRIIPs Regulation - A new European standard for the transmission of product information for small investors

Major technological changes, the increasing complexity of financial markets and a cross-border supply of financial products have been driving the need to better inform customers about packaged retail investment products in the European Union (EU). In the future, it will be easier to compare and understand such products across the EU, making them more transparent. In order to enhance investor protection standards, the European supervisory authorities have made it their goal to increase the information requirements. The Regulation is intended to inform the consumer about possible advantages and disadvantages of an investment product in a pre-contractual disclosure. As a result of these considerations, the PRIIPs Regulation (EU) No. 1286/2014 was created. What are PRIIIPs? PRIIP stands for Packaged Retail and Insurance-based Investment Products. Such products offer retail investors investment opportunities all the while being subject to investment risk. Insurance investment products covered by this Regulation are therefore insurance products of an investment nature, such as unit-linked life insurance or endowment policies. These are products for which the insurance payout is directly or indirectly subject to market fluctuations. This does not include products for which there is national recognition that their purpose is primarily to provide for old age or for which biometric risks alone are insured. What are Key Information Documents (KIDs)? An important part of the PRIIPs Regulation is that a KID must be provided to an investor when purchasing a product covered by PRIIPs. Key Information Documents are non-individualised information sheets for the client that provide initial information on the investment products offered. The Key Information Documents describe risks, return opportunities, information on the maximum loss of invested capital, performance rates and costs of the different investment products.


Key Information Document (KID) on insurance-based investment product “value rent” according to Regulation (EU) No. 1286/2014 for PRIIPs

As a manufacturer of insurance investment products, Liechtenstein Life Assurance AG is obligated to make the Key Information Documents on which the products are based available online. The information contained in the following publications constitutes neither an invitation, an offer nor a recommendation to purchase or sell insurance-based investment products. Below you will find the generally applicable Key Information Documents (KID) of Liechtenstein Life Assurance AG on the insurance-based investment product indicated.


KID with regular premium


KID with single premium


Liechtenstein Life Assurance AG
Industriering 37
9491 Ruggell
Liechtenstein

E-Mail: info@liechtensteinlife.com
Phone: +423 265 34 40
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